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Jeannette Spencer
TOLL FREE 1-877-461-9907
850-316-8735 direct
877-865-7589 fax
Jeannette Spencer's WEBSITE ALLOWS YOU TO SEARCH FOR BY AN AREA.
There are BUTTONS to the left side by areas to make searching easier for finding properties in the Pensacola area or click on the highlighted areas below.
 
FLORIDA'S WARMEST WELCOME!
GET READY TO ENJOY 52 MILES OF BEACHES WITH THE WHITEST SAND & EMERALD GREEN WATERS! Pensacola Homes? Look no further. Offering residential and commercial real estate properties for Pensacola, Gulf Breeze, Pensacola Beach and Navarre, Florida.
Military Families! Welcome and thank you for serving our country. Growing up in a military family, I am aware of the many sacrifices incurred by all of you.
Welcoming International Buyers and Sellers of Real Estate and Homes to Florida, United States of America Providing a Real estate directory for waterfront properties, luxury waterfront homes, and lakefront property listed for sale in Florida's Emerald Coast. THE BEST OF FLORIDA AND THE BEST OF PENSACOLA, FLORIDA are all right here for you to view. Call today to see your new Florida Property
A Full service Real Estate Agent
1-877-461-9907 toll free 1-850-316-8735 virtual office
1-850-438-7755 office cell 1-850-313-6420
1-877-865-7589 fax
Jeannette Spencer serves the Northwest Florida Gulf Coast communities of Pensacola, Gulf Breeze and the Resort Island of Pensacola Beach which includes Portofino Island. The type of real estate Jeannette represents are residential & commercial.
Do you need a 1031 Tax Exchanges? Jeannette Spencer has years experience in 1031s & over 30 years of business experience with a Business Administration Degree from William & Mary.
HORSE RANCH for SALE click on picture for more info
WHY WAIT TO BUY? Here is the bottom line:
If you are “thinking” about buying a new home, moving up in home size or changing neighborhoods this is the perfect time. While inventories are higher now than last year there is not a glut of homes on the market in Pensacola, Florida. Prices have declined in some areas of the city but not all, we are still seeing neighborhoods with strong sales and multiple offers.![]()
Interest rates have been volutile lately and changing daily but still at good prices, here is what has happened recently. Interest rates have increased by 0.6 percentage points in 5 weeks.
January 24, 2008 : 5.48% February 21,2008 : 6.04%
so with home prices declining and interest rate hikes here are a few scenerios that point to now is the time to buy.
Prices decreased by 5% and interest rates increase by 0.5%
TODAY SCENARIO I SCENARIO II
Home Price Home Price -5% Home Price -10%
$218,900 $207,955 $197,010
Interest Rates Interest Rates: +0.5 Interest Rates: +1.0%
6.04% 6.54% 7.04%
Your Payment Your Payment Your Payment
$1,054 $1,056 $1,053
So the bottomline to your pocket is almost the same, showing that NOW is the time to purchase a new home and enjoy it .. why wait?
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